Payz creates the coin on pump.fun, collects the creator fee from every trade and sends 80% of it to the person you launched it for, straight to their Cash App. All Payz needs is their $cashtag: they don't sign up, verify anything or touch crypto.
Cash App
Venmo
PayPal
Coming soon
ConnectingPayouts from the Payz ledger, as they go out
Every coin here pays someone. Open one to see what it has earned and every payout it has made.
Four steps, all automatic. Payz runs them every few minutes for every coin.
Pick a name, an image and who it's for. Payz creates it on pump.fun with a creator wallet that belongs to that coin alone.
pump.fun sets aside a creator fee on every buy and sell, on the bonding curve and on PumpSwap after the coin graduates.
Payz claims the fees on-chain, converts them to dollars and records every cent in a double-entry ledger.
Their 80% goes to their $cashtag on Cash App as soon as it reaches $1.00.
The person you launch for doesn't sign up, verify their identity or hold any crypto. Payz pays their Cash App directly. Venmo and PayPal are coming soon.
Payz handles other people's money, so anyone can audit what it does, and it stops itself when the numbers don't add up.
Each coin's fees land in a wallet derived for that coin alone, at m/44’/501’/N’/0’. Fees never mix, and every wallet restores from one backed-up key.
Payz claims with pump.fun's permissionless collect_creator_fee instruction. Fees can only go to the coin's own wallet, and every claim is on-chain.
Every lamport and every cent is posted twice. Each person's share is fixed when their fees are converted, down to the micro-dollar.
Each payout carries one idempotency key, and its outcome is checked with the Lightning wallet or the chain before any retry. If the books stop balancing, payouts pause on their own.
The short answers. Payz is open about how the money moves.
No. They need Cash App and a $cashtag, nothing else. Payz pays their $cashtag over Bitcoin's Lightning network: it arrives in Cash App as bitcoin, or as dollars if they turn on Lightning USD deposits.
No. Whoever a coin pays gets paid, with nothing to sign up for and no identity check.
Coming soon. Cash App is the first. Venmo and PayPal follow once PayPal has approved Payz for payouts.
Payz does. Creating a coin on pump.fun takes a little SOL for rent and network fees, and Payz covers it.
of the creator fees their coin earns. The rest covers network fees, converting SOL to dollars and payout costs, and keeps Payz running.
Payz claims fees every few minutes. Once someone is owed at least $1.00, it pays them automatically. When someone's payout details change, Payz waits 24 hours before paying the new destination, in case an account was taken over.
No. Trading a Payz coin costs the same as any pump.fun coin. Payz only collects the creator fee that pump.fun already pays to every coin's creator.
Launch a coin for them. It takes about a minute.